Your credit score is a number ranging from 300-850 that indicates how reliably you pay off debts and loans. These debts and loans include credit card payments, bill payments, and other types of loans. When you regularly pay off these debts and loans on time, it improves your credit score. Building your credit score while in your 20s can set you up for a better future. Find Apartments to Rent Whenever you apply for a loan, the lender will look at your credit score. Certain cr