Everyone understands that the best way to pay off your student loans is to pay more than your minimum amount due every month. That’s kind of a given. But what if you are barely able to make the minimum payment, let alone pay extra? Here are five strategies to put your student debt behind you: Refinance Refinancing is a great way to pay off your current loan and get a new loan at a lower interest rate, and there are lenders who have much lower interest rates than the federal